lcionline Chapter 240 Opening of Daqin Royal Bank
Chapter 240 Opening of Daqin Royal Bank
Under Ying Yu's vigorous publicity, bank advertisements were posted everywhere in the streets and alleys of the counties and counties of Daqin.
Newspapers, storytellers in restaurants and teahouses are also promoting non-stop from morning till night.
And the people of Daqin are even more curious about the bank.
People's lives are relatively boring these days and lack entertainment.
So I am more interested in new things.
Songhai City, in front of the bulletin board.
"Those who can read before, what is written in the announcement, please read it out for everyone to hear!"
"Yes, everyone, stop crowding!"
The people who couldn't see the specific content behind said anxiously.
At this moment, a white-clothed scholar stood up.
Then he took out a newspaper and loudly explained it to the people in front of the bulletin board.
After hearing this, the people suddenly realized.
It turned out that this notice was about when the bank was formally established.
Because of Ying Yu's publicity in advance, the common people already have a certain understanding of the bank.
Although copper coins are easy to use these days, there is also a problem.
That is, it is not easy to keep, especially in a place with high humidity like Songhai City, it is very easy to rust and damage.
Putting it in the bank is as stable as Mount Tai, and the bank will only withdraw money from you after confirming that it is you according to your household registration certificate.
Although there are additional expenses such as handling fees, the annual free opportunity is enough for most people.
Wouldn't it be just right to deposit a year's income in batches and withdraw it in integers at the end of the year?
As a result, many people were moved.
And the merchants became even more excited in an instant.
The function of being able to deposit and withdraw from other places is much more convenient than hiring bodyguards to escort money!
Although there is a small handling fee, compared to the time, manpower and material resources saved, this handling fee is nothing at all.
Most importantly, this money ticket is really convenient.
The common people dislike the trouble of keeping copper coins, let alone these wealthy businessmen with countless fortunes.
In order to ensure the safety of money, many businessmen not only need to hire guards, but also build secret treasuries such as caves and walls.
It is even more necessary to ask specialized personnel for regular maintenance.
The cost of this is also a lot of expenses.
If all the money can be deposited in the bank, wouldn't all these expenses be saved?
As for the issue of credibility, the businessmen said that His Royal Highness, the God of Wealth, was there.
Is this something to worry about?
Thinking of this, many businessmen have made up their minds to deposit part of their money in the bank.
Immediately afterwards, the Royal Firm belonging to His Royal Highness the Crown Prince directly stated that all products will be accepted as payment by cash.
This made the merchants even more excited.
Money tickets can be used directly to buy goods, so wouldn't there be no handling fees?
In the eyes of merchants, this money ticket is really convenient.
With this money ticket, they can save a lot of shipping time.
His Royal Highness said: Time is money!
The news that the Royal Bank was about to be established spread throughout the entire Qin Dynasty at an extremely fast speed.
Under the overwhelming publicity, businessmen in all counties, counties, and towns of Daqin knew about the existence of Qianzhuang.
They held the money bags in their hands tightly, waiting for the day when the bank opened.
Finally, ten days later, the Daqin Royal Bank officially opened in the first batch of ten counties, a total of one hundred counties!
And there is news that it only takes three months to expand to all counties in Daqin!
At this time, Ying Zheng changed into casual clothes, and accompanied by Feng Quji, Meng Yi and others, planned to go to the Royal Bank in Sanghai City to see the excitement.
It's just that not long after the temporary palace, Brother Zheng was stunned.
"Am I not mistaken?"
Looking at the endless dragon on the street, a trace of surprise appeared on Ying Zheng's face.
Sanghai City is just an ordinary small city in Daqin, with a population of only about [-].
Looking at the long queue on the street and the busy Jin Yiwei, Brother Zheng was helpless.
I'm afraid that not all the people in the city are here?
"Father, under the influence of Kaihai, many rich businessmen from all over the world gathered in Songhai City.
For these wealthy businessmen, they have a deep understanding of the trouble of transporting money.
Now that the bank is opening, these wealthy businessmen can't wait, and this is how the scene before them happened. "
Ying Yu explained with a smile.
In this era when there was no financial industry, the emergence of money houses undoubtedly solved the urgent needs of businessmen.
And the opportunity of free storage once a year has made many wealthy families and wealthy people unable to sit still.
There is no interest in depositing money in a bank, but it is safe and convenient!
After all the money is deposited in the bank, it can save a lot of expenses for hiring accountants and nurses, which is equivalent to an increase in income.
Many wealthy and prominent families excitedly dug up all the money from their family's treasury and loaded it into carriages, queuing up outside the bank early.
"I see!"
"It seems that the wealth of the people is still beyond my imagination!"
"This bank is really good, otherwise such a large amount of wealth will be wasted in vain, and it will even become a hidden benefit of my Great Qin!"
Looking at the crowded street in front of him, he couldn't help but sigh with emotion.
"Many of these rich and famous families have accumulated decades or even hundreds of years of savings, and the money in their families has already piled up like a mountain.
It's just that their descendants don't have the courage of their predecessors, and they have become misers from generation to generation! "
"In their view, a bank is a place to keep money for them for free."
"But for me, Daqin, there is a real benefit."
"These people's money is stored in the bank and will basically not be taken out. When Daqin's capital turnover is inconvenient, this part of the deposit can be fully utilized."
"It's equivalent to these misers who have contributed to Daqin!"
"According to what His Royal Highness said, isn't this equivalent to an interest-free loan?"
When Nei Shiten heard this, his eyes lit up.
For just one city of Songhai, there are probably tens of millions of money deposited in the bank.
How much is there in the whole Great Qin Dynasty?
If it can be fully utilized, then Daqin still has to worry about the emptiness of the treasury?
"In theory, it is true, but you must control the scale and leave enough funds for large-scale exchanges!"
Ying Yu introduced the concept of deposit reserve to Nei Shiten and others in detail.
After a long time, Ying Zheng said with emotion:
"I, Daqin, no longer have to worry about money!"
"Father, although there are a lot of deposits, we must use them in a planned way to ensure long-term sustainable development.
Moreover, the entry and exit of each fund must be strictly supervised, and it is necessary to prevent the occurrence of pockets! "
Ying Yu suggested with a solemn expression.
Since ancient times, wealth has touched people's hearts. With such a large amount of wealth, it is difficult to guarantee that no one will be tempted by profit and take risks.
Once large-scale corruption occurs, it will definitely deal a big blow to Daqin's reputation.