Reborn as Zhao Ruilong of Handong, I will defy fate.

Chapter 215 Purchase and Sale Restrictions! Zhao Ruilong, you're a genius!

Zhao Lichun was a little confused.

"Son, are you sure?"

"Several billion, that's...that's no small sum!"

"Besides, if you sell your house at a high price before the regulatory policies are issued, the money you make is completely legal and reasonable!"

Zhao Ruilong smiled faintly.

“Dad, if I really do that, I can make money, and it’s completely legal and compliant, without any problems whatsoever.”

"But isn't doing this just abusing power and bullying unsuspecting ordinary people? How is this any different from a power-money transaction?"

"Moreover, since the abolition of welfare housing and the promotion of commercial housing, the housing prices in Handong have been rising year by year. Now, the newly opened properties in Jingzhou are almost 5,000 yuan per square meter."

"One of the purposes of our real estate regulation is to lower housing prices and reduce the burden of homeownership for ordinary people, so why should I try to make a quick buck while prices are high before the regulations are implemented?"

"If this were really done, do you believe that those who emptied their savings to buy at the peak would be furious when prices drop after the regulations are implemented, and would demand refunds and cancellations?"

Zhao Lichun chuckled softly.

"What kind of fucking rubbish is this?"

"When housing prices rise, they don't see any benefits, but when prices fall, they want to cancel their purchases? Is this still considered a commercial property?"

"Since it's commercial housing, prices are bound to fluctuate. How can one expect to reap all the benefits without being willing to suffer any losses?"

Zhao Ruilong sneered.

"Hasn't this always been the case throughout history?"

"For many ordinary people, patriotism and ideals cannot put food on the table."

"Whoever can give them work and money to earn, they will listen to and support them."

Zhao Lichun pointed at Zhao Ruilong and said with a wide smile:

"You're really something, kid. Not only do you have a broad perspective and long-term vision, but you also have a deep understanding of human nature!"

Zhao Ruilong chuckled awkwardly.

He's a complete idiot for understanding human nature!

This is my personal experience before I traveled through time.

When the economy is booming and housing prices are rising continuously.

It can be said that everyone is speculating on real estate, and they dare to take on even the highest down payment ratios and mortgage interest rates.

Because everyone believes that housing prices will continue to rise, the earlier you buy, the more you will earn.

however……

Housing prices in a city or even a country cannot keep rising indefinitely.

No matter what policies are introduced, with the disappearance of the demographic dividend and the oversupply of housing, housing prices will eventually peak.

Once it reaches its peak, it will inevitably begin to decline.

The decline varies from city to city due to factors such as its own conditions, local policies, and economic development.

In the world before the time travel.

Zhao Ruilong personally experienced the soaring housing prices. He saw many homeowners rejoicing when prices rose, and he also saw many people scraping together money and taking on excessive leverage to buy a house.

When housing prices fall, naturally many people complain, and many people cause trouble at sales offices. Some people who cannot afford their mortgages and whose homes are not even enough to repay the bank loans choose to default on their mortgages.

So what is human nature?

To put it simply, it can be summed up in one sentence.

I can't stand losing money; I'll help whoever wins!

Today.

Making money is no longer my goal.

In order to help Zhao Lichun improve, he could thus change his own fate against all odds.

Why would we risk a bad reputation for such a petty gain?

Those who have already bought a house, or are about to buy a house.

They don't concern themselves with regulating the real estate market; they're acting in the best interests of the general public.

All they know is that housing prices have dropped, and their own interests have been affected.

"But then again, when we need to regulate, we also need to pay attention to the timing and scale, right?"

"If we go too far at once, we're afraid not only will there be a lot of opposition, but it will also trigger a series of social problems."

Zhao Lichun crossed his arms over his chest and looked at Zhao Ruilong questioningly.

"Of course, we're aiming for healthy and orderly development, not to condemn everything outright!"

"Based on the principle of analyzing specific problems in specific ways, I believe that the current rapid rise in housing prices in Handong is not mainly due to a large number of investment projects attracting a large influx of people, leading to a supply shortage."

“Take Huilong Electronics as an example. Whether it’s the R&D talents we recruit or the ordinary workers in production, they all live in dormitories now. They don’t have a strong demand to buy a house. Even if they wanted to buy, they don’t have that much savings.”

"What's really driving up housing prices are those who invest in and speculate on real estate, as well as those who have made money through various means in the past. They buy one property after another, collecting rent while waiting for the value to appreciate, and are becoming the new-era landlords."

"Now that we need to regulate the real estate market, curb the overheated and rapid growth, strip houses of their speculative financial attributes, and return them to their residential purpose, the first round of regulation should use purchase and resale restrictions to curb speculative housing purchases!"

"Purchase and resale restrictions?"

Zhao Lichun frowned.

"Do you mean each person can only buy one house, or each family can only buy one house? And then they can't sell it after they've sold it?"

“Selling is definitely possible, otherwise, would it still be called commercial housing? However, in order to increase the cost of speculative housing purchases, we can introduce regulations, such as requiring higher taxes for those who sell within two years of holding the property, and lower taxes for those who sell after two years.”

At this point, Zhao Ruilong looked at the map of the entire Handong province hanging on the wall opposite his desk.

"As for purchase restrictions..."

“Different cities in our Handong Province have different rates of increase in housing prices and different real estate market conditions, so it is best to tailor purchase restriction policies to local conditions and implement them according to the specific circumstances of each city.”

“For example, in Jingzhou and Luzhou, where prices are rising rapidly and are very high, the regulations are stricter. For instance, local residents are only allowed to buy one property, while non-local residents must first pay social security for six months or even a year.”

"Conversely, there are no restrictions on the number of properties that can be purchased, nor are social security contributions required. However, in order to curb speculative housing purchases, the down payment ratio and mortgage interest rate are increased. For those who purchase multiple properties, the ratio and interest rate will be even higher."

"In short, we will definitely need to regulate the market, but the specific methods of regulation can be relatively flexible. The core principle will remain unchanged: we will adhere to the principle that 'housing is for living in, not for speculation,' and resolutely curb speculative housing purchases!"

After listening, Zhao Lichun couldn't help but give a thumbs up.

"Your idea and approach are really good!"

"As long as we can curb speculative housing purchases, housing prices will not be able to skyrocket."

"Moreover, real estate speculation is no longer a high-profit, low-risk activity, and wealthy people can only invest, consume, or deposit their money in banks."

"Most importantly, with the loss of high returns from real estate speculation, many businesses and owners will no longer only focus on making money through real estate speculation and neglect proper production and operation."

"In addition, the fact that housing prices are no longer skyrocketing and have even fallen somewhat will make more people from other places feel more at ease investing and working in Handong, and eventually buying a house to live in long-term."

Zhao Ruilong laughed and said, "You've overlooked one point. If we target our regulation efforts at speculative housing purchases, we can gain the support of most people and have fewer opposing voices."

"Even those in the real estate industry, who work hard to start companies, buy land, and build houses, certainly don't want to make a quick buck; they want to make money steadily and sustainably."

"Speculators drive up housing prices quickly, making them unaffordable for many ordinary people. This is also very detrimental to real estate companies with long-term vision."

Zhao Lichun nodded in deep agreement.

"That's right. Anyone with a bit of sense can figure out the difference between being full at one meal and being full at every meal."

"Even if some people don't quite understand, it doesn't matter. We're doing this for the long-term benefit of Handong. Who dares to object?"

Zhao Ruilong burst into laughter.

"You're the top leader in Handong. Even if someone has objections, they wouldn't dare to oppose you!"

As he said this, Zhao Ruilong suddenly recalled something Sha Ruijin had said in the original drama.

During his inspection tour of Lincheng, he chatted with Li Dakang as they walked.

He himself said that it is dangerous for power to be unchecked.

He said he worked for many years, from county party secretary to municipal party secretary.

Basically, he gets things done one by one.

If he doesn't want to do something, no one else can.

Is anyone below opposing him?

Yes, but very rarely, unless one is willing to forfeit their official position.

Because even the disciplinary inspection departments at the same level cannot supervise him!

Sha Ruijin's words are a true reflection of the fact that power is equivalent to authority.

Moreover, Zhao Lichun is not only the top leader of Handong, but also holds the highest and greatest power in Handong.

Handong is also a pilot province for the strategy of high-quality economic development and military-civilian integration, approved by the State Council.

This is undoubtedly equivalent to giving him a powerful sword!

In ancient times, wouldn't that be considered acting first and reporting later, a privilege granted by imperial authority?

of course.

Zhao Lichun is not a domineering or autocratic person.

He wasn't someone who acted on a whim or based on hearsay.

Even though he knew that regulating the real estate market was imperative and beneficial in the long run, he did not rush to take action.

Just like when he first decided to pilot agricultural tax reform in Handong Province, he traveled to almost every township in Handong and conducted thorough investigations.

So this time, he did the same.

Adhering to the principle that one has no right to speak without investigation.

He first called his secretary to arrange the research and investigation work.

Then they found a lot of information and analyzed and studied it together with Zhao Ruilong.

After having a general plan for regulation, I intend to conduct further research and investigation before holding a team meeting to discuss it.

After the discussion was approved, I went to Yanjing in person to ask President Shen for instructions, so as to achieve the goal of "daring to be the first in the world but being thorough in doing things".

As for Zhao Ruilong...

After the discussion, we returned to our room.

They discovered that Lu Yike hadn't gone home; instead, she was engrossed in reading her diary.

Zhao Ruilong certainly didn't use that diary for writing.

Who the serious person keeps a diary?

When I think back to another world, I remember good songs, good movies, best-selling cars, profitable businesses, and so on. To avoid forgetting them, I quickly write them down to prevent forgetting them later.

Zhao Ruilong usually carries this diary with him at all times, or puts it in his backpack when he goes on business trips.

But tonight...

Lu Yike, who stayed overnight in her own bedroom, obviously discovered the diary while helping to unpack her luggage.

The diverse, imaginative, and whimsical content naturally captivated her.

So much so that when Zhao Ruilong closed the door and walked to her side, she was still carefully reading the plot summaries of several high-grossing movies.

She treated it as a short story and had no idea that it was a movie that Zhao Ruilong was planning to invest in and 'remake'.

In another world, movie stories that can easily gross billions at the box office must be incredibly exciting and interesting.

Lu Yike laughed as she watched.

"Building planetary engines to propel the entire Earth into a wandering world... Has Zhao Ruilong gone mad?!"

Zhao Ruilong snatched the diary away.

"I'm not crazy, this is just a story outline for a movie I want to invest in and make in the future!"

Lu Yike was so shocked that she froze in shock.

After a couple of seconds, he hesitated and asked:

"When did you come back?"

"Do you know that it's very impolite to peek into someone else's diary?"

Zhao Ruilong waved the diary in his hand, his expression very serious.

It contains so many ideas and concepts, all of which have extremely high commercial value.

Unexpectedly, even though it was in my backpack, Lu Yike found it and almost finished reading it.

"You have the nerve to talk to me about manners?"

When you choked me so badly I felt nauseous and couldn't eat, why were you so impolite?

"When you made me feel like my whole body was falling apart and I was in so much pain that I couldn't walk, why didn't you show any manners?"

Lu Yike, who speaks bluntly, left Zhao Ruilong completely dumbfounded.

Taking advantage of Zhao Ruilong's dazed state, Lu Yike snatched the diary back.

"Aren't you going to take a shower right now?"

"Otherwise, I'll just go to sleep after I finish watching it!"

After saying that, Lu Yike held the diary as if it were a treasure and continued to admire it.

He kept muttering to himself as he watched.

"Genius! These ideas are absolutely brilliant."

"Hey Ruilong, this tank sketch you drew is so cool!"

"Let's hurry up and find a car factory to partner with so we can build it together and go have some fun in the countryside!"